Real estate appraisal services for homeowners in the city of St Pete Beach and Pinellas County

The top 7 reasons FL homeowners call on Rickenbacher Appraisals (727) 946-2628:

Pre-listing appraisals (whether they're selling the home on their own or using a real estate agent)
Challenge property tax assessments
To reduce their monthly mortgage payment by removing PMI
Reinstate your Home Equity Line of Credit (or HELOC)
Verify another appraiser's report
In the case of a FL divorce, when real estate needs to be divided
Determine the true market value of real estate in question to settle an estate in FL

Own a home in or near St Pete Beach, FL and need help determining the price of it?
Contact Rickenbacher Appraisals (727) 946-2628.

We at Rickenbacher Appraisals (727) 946-2628 understand the particular needs of a consumer in need of appraisal services. Our customary business clients get the appraisal process and the usual documents we provide. But as a general consumer,we will provide you with extra guidance and explanations through the appraisal process to understand what we do and how we report our findings.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your property will attract buyers. The appraisal is something tangible to show your buyer. The appraisal is an independent third party's opinion of your home's price, not just you saying how much you think your house is worth. Potential buyers assume you have an emotional attachment to your house and will be more likely to give credibility to a professional appraiser's value assessment than yours.

PMI Removal Appraisals

PMI stands for Private Mortgage Insurance. A preferred way to save money for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is less than 80% of the value of your property, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. Rickenbacher Appraisals (727) 946-2628 is qualified in helping homeowners just like you delete unwanted and unneeded PMI insurance.

Challenge Tax Assessment

Your local tax assessor may have your home overvalued if your house not appreciating as much as other homes close to yours. That means you are most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better. A professional appraisal from Rickenbacher Appraisals (727) 946-2628 is your perfect weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender might just decide to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area. This can be be harmful to your credit score since it may appear as though that credit line is maxed out, and also annoying from a cash flow standpoint. Rickenbacher Appraisals (727) 946-2628 can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Have you just gotten a copy of your appraisal and you'd like to have a seasoned appraiser double-check it for verity or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in question in a field review. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Rickenbacher Appraisals (727) 946-2628 can help with that too. While usually requested by banks, you may wish to make use of this service if you suspect mortgage fraud related to your home.